Solar-focused risk protectionResidential • C&I • Utility
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Specialist solar risk protection

Protect the asset.
Protect the generation.

Insurance solutions for rooftop, commercial, industrial and utility-scale solar projects — from transit and construction to long-term operations.

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Solar-specific approachCoverage mapped to project risks
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Lifecycle protectionTransit • Construction • Operations
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India-focusedResidential to large projects
One asset. Multiple risks.

Build a protection plan around the way your solar project actually operates.

Fire & electrical damage
Storm, cyclone & hail
Flood & natural events
Theft & accidental damage
Protection by project type

One solar market. Very different risk profiles.

A 3 kW home system and a multi-megawatt project should not be treated the same. We structure the conversation around asset type, project stage and exposure.

Explore all solutions

Residential & PM Surya Ghar

Protection for rooftop systems against selected physical damage and natural perils, subject to insurer terms.

Explore residential cover →

Commercial & Industrial

Risk solutions for rooftop and captive solar assets where downtime can affect business economics.

Explore C&I solutions →

Ground-mounted & Utility

Project-stage and operational protection for larger assets, developers, EPCs and asset owners.

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Typical risk conversations

What can a solar insurance plan address?

Exact coverage varies by policy and insurer. These are common exposures worth evaluating before a loss occurs.

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Fire & electrical events

Physical damage linked to insured fire and electrical perils.

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Storm, hail & cyclone

Weather-related physical damage where covered by policy wording.

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Flood & inundation

Site-specific exposure from water and extreme weather.

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Transit & construction phase

Risk protection while equipment is moving to site and during erection / installation.

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Operational asset protection

Coverage designed around the commissioned plant, equipment and applicable add-ons.

How it works

From project details to a clear insurance conversation.

Share the project

Project type, location, capacity, value, stage and basic asset information.

Map the exposure

Identify material weather, construction, operational and asset-level risks.

Review options

Compare suitable coverage structures, exclusions, deductibles and add-ons.

Protect & document

Keep policy documents and asset information organised for future reference.

PM Surya Ghar

Your rooftop solar may work for 25 years. Its risk starts on day one.

Homeowners often focus on modules, inverter and subsidy — but not on the financial impact of fire, storms, lightning, flood or accidental physical damage.

What to keep ready

  • ✓Invoice / project value and asset owner name
  • ✓Installed capacity and system configuration
  • ✓Project address and PIN code
  • ✓Module, inverter and installation details where available
Get started

Tell us about your solar asset. We’ll help you frame the right insurance questions.

Share the project size, type, location and value. The quote process starts with understanding the asset — not forcing it into a generic package.

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