PM Surya Ghar solar insurance for the asset behind your savings.
Your rooftop system can generate electricity for decades. Insurance can help address selected unexpected physical losses that could otherwise interrupt that value.
Think beyond the solar panels.
A rooftop PV system is an integrated asset. Depending on policy wording, the insured property may include modules, inverter, structures, cabling and associated electrical components.
- ✓Solar PV modules
- ✓Inverter and monitoring equipment
- ✓Mounting structure
- ✓DC and AC cables / junction equipment
- ✓Associated electrical infrastructure, where accepted
What can damage a rooftop solar asset?
Electrical and non-electrical fire can create significant asset loss.
Direct or related damage subject to policy terms and protection systems.
Wind events can damage modules, structures and rooftop interfaces.
Location and equipment placement materially influence exposure.
Coverage depends on policy structure, exclusions and cause of loss.
Documents that improve the quote process
- ✓Project invoice / declared asset value
- ✓Consumer / asset owner name
- ✓System capacity (kW)
- ✓Installation address and PIN code
- ✓Basic equipment details where available
Subsidy does not remove risk.
Government support can reduce the consumer’s upfront cost, but it does not automatically eliminate the financial impact of a future physical loss. Insurance should be evaluated on its own merits and policy terms.
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